ASK LARRY
When Do Things Start Going Downhill?
If you're reasonably fit, the decline is pretty gradual—about 0.5% a year from your 20s to your 70s. But if you’re not active, that drop can be way steeper—anywhere from 5 to 10% a year.
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What’s The Hidden Cost Of Caregiving?
By Maddy Dychtwald
, Age Wave
It’s more than time. More than money. It’s impact that echoes across health, career and future financial security—especially for women.
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Is Age Really Just
a Number? 

Chronological age doesn’t mean a whole lot. Biological age? That’s where it gets real. You can be 80 on paper but if you’ve taken care of your body—stayed active, eaten right, kept your mind sharp—you might actually be functioning like someone 10 or 15 years younger.
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Alaska. A Different State Of Mind. A Different Country
By Bill Moniz 
This is a state for the adventurous for sure. Where you can be dropped off in the wilderness and have to rely on yourself to get to the assigned pickup point on time and in one piece.
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Make a Difference After 50. Start Your Own Non-Profit
By Indu Jayakumar
Most people, when they reach 50, start thinking about giving back to the community. If you have a passion for a cause, now is the perfect time to consider starting a non-profit organization.
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ASK Marilyn
Will The Bank 0wn My Home?
Your Reverse Mortgage Questions Answered 
The bank does not take ownership of your home; they simply extend a loan to you. You continue to own and live in your home and are responsible for payment of property taxes, insurance and if applicable, HOA fees.
 
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Quiz: Asking the Right Questions
By Evelyn Preston
Most Seniors appreciate that no matter our skills or varied interests, we simply can’t know it all. We’ve learned (sometimes the hard way) that every field has its own language and methods.
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When It's Someone
You Love

By Katie Cooney
Is someone you love struggling to live safely at home alone? Are daily tasks becoming overwhelming or do they need more care than family can provide?
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Independent Senior Living
Chateau-Cupertino
Starting $3,400
Senior living doesn’t get any better than Chateau-Cupertino in Cupertino, CA.
Schedule a Tour Today!
408.446.4300 

Sometimes You Don't Need a Lawyer 
By Larry Hayes


No attorney was willing to make a small amendment to our revocable living trust. Instead, they all insisted we needed a brand-new trust with quotes ranging from $3,500 to $6,500. ChatGPT did it. FREE.
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