Having Trouble Sleeping?
Tips On How To Get a Better Night Sleep

• Limit screen time before bed. 

• Limit alcohol and caffeine close to bedtime. Both can disrupt your natural sleep phases.

• Skip big meals at night. That can also mess with your sleep phases and cause heartburn that keeps you up.

• Stick to a sleep schedule.

• Exercise. Regular activity can prep your body for a good night’s sleep.

• Reduce stress.

"GovernmentAt Work. Again"
By Evelyn Preston

With “ageism” particularly prevalent in Silicon Valley, it’s never too late to fulfill a latent desire to be your own boss.

And there are happy tales of small businesses which have substantially grown.

Unfortunately, so have Government rules and regulations.

Q: Oh no, not another IRS statute to cope with! Can’t I just hand it off to my tax preparer?


In Napa"

By Kathy Chin Leong

Raindrops may be falling on our heads but that’s no excuse to avoid Napa Valley in northern California.

This is the perfect time to visit wine country where winter is synonymous with mustard blooming season.

Fewer crowds, lower hotel rates, only-in-Napa activities, and restaurant comfort foods check the boxes for a luxurious vacation.


"How To Successfully Navigate a Long-Term Care Claim"
By Hans Hug

Over the last 26 years, I have helped many people navigate the claims process when filing a Long- Term Care Insurance claim.

Some LTC Insurance claims can be a lot of work overtime, often spanning years as the claim proceeds while some are only a few months long.

Some claims are great while others don’t go well for various reasons.

Believe it or not my long experience indicates that it’s generally not the Insurer that’s the problem when things don’t go well.


What Are The "Seven New Types" Of Old Age?

Which One Are You?
By Shane Watson, The Telegraph

This month's reminder that age is not what it used to be comes courtesy of Mary Jane Farquharson who was filmed dancing at a gig in Birmingham given by New York rapper 50 Cent.

The video of the 64 year old fan, who has white hair and spectacles, was shared by the rapper with his 12 million followers along with the words ‘the coolest person at my show tonight by far’ and has since been viewed thousands of

Depending on your age you will either view Farquharson as a "Cool Old Granny," a "Typical Boomer," or a not that "Fit Midlifer."

Farquharson herself has objected to being described as ‘old’ by people online which makes her a "Typical Boomer".

So at the risk of upsetting older readers (whatever that means) here are the Seven New Ages of Old.

Ask Larry
By Larry Hayes, A050 publisher

"My Grandma Lived To 100. Will I?"
By Cindy, San Francisco

Maybe. Maybe not. Contrary to popular belief, your DNA only counts for 20% or less toward living a long life.

Just because your parents or grandparents lived to 90 or 100 doesn't necessarily mean that you will.

Your "lifestyle" is the key to longevity.

Exercising regularly. Adopting a healthful diet. Not smoking.

Not becoming overweight and drinking only moderate amounts of alcohol could all lengthen your life.

By 14 years at age 50 for women. And for men 12 years.


More Than Great Street Food In Friendly Osaka, Japan
By Don Mankin, Travel Writer

“Why go to Osaka?”
a fellow travel writer asked at my annual adventure travel conference.

“It’s like San Bernardino.” Not exactly a ringing endorsement. Another travel writer disagreed: “It’s the only place in Japan with soul.”

My wife, Katherine, and
I were attending the conference in
Sapporo, Japan, and were looking for a place to visit afterward.

I’ve toured Tokyo and Kyoto, hiked the Kumano Kodo trail, and visited the southernmost island of Kyushu. I was looking for someplace new to explore.


Steps To Prevent Cancer

This month is an important reminder that there are steps we can take to prevent cancer.

Research has found that 40% of cancer cases in the United States are attributed to preventable causes.

So, it is crucial to take steps to be healthier and prevent cancer as much as possible.

We can take several steps to prevent cancer throughout our lives and as we age.

Healthy Eating And Exercise
One way to help prevent cancer is to eat a healthy balanced diet and exercise.

You should eat a diet with plenty of whole grains, vegetables, fruits, and beans. In addition, limiting red meats, processed meats, fast food, and sugary drinks in your diet is a good idea.

Regular exercise and staying active can help you stay healthy overall and prevent cancer. 

As always, please check with your doctor before starting a new diet or exercise program.

To learn more, call 888-988-8682 or visit pmgmd.com.

Save Monarchs.
Plant Milkweed

Moms Helping Monarch Butterflies
To Survive

By Bill Moniz

Two Los Altos California next door neighbors, Judy Moniz and LaRita Desimpel, have joined forces in providing a welcoming habitat for the endangered Monarch butterfly.

Last year they began growing several types of milkweed plants, the only food that Monarch caterpillars can eat which produced a humble 40-50 successfully hatched chrysalises.

This year they have successfully hatched and released nearly 125 butterflies so far and expect, provided the food supply lasts, (the caterpillars eat day and night and can go through multiple branches of milkweed everyday), to release another 50-75 apiece.

Their success has encouraged neighbors Jeff and Lisa Blanchard to plan on planting milkweed next year.


Time Does Not Stand Still

Life is a task that we do ourselves every day.

When you look... it's already six in the afternoon; when you look...it's already Friday.

When one looks...the month is over; when one looks...the year is over; when one looks...50, 60, 70 and 80 years have passed!

When you look...we no longer know where our friends are. When you look...we lost the love of our life and now, it's too late to go back.

Do not stop doing something you like due to lack of time.

--Author unknown


Independent Senior Living
Starting $3,400

Senior living doesn’t get any better than Chateau-Cupertino in Cupertino, CA.

Enjoy a home-like environment in your own apartment with three fresh served home-style meals daily starting at $3,400 per month.

Schedule A Tour Today!


Don't Forget To Ask For a Senior Discount!

You're leaving money on the table by not taking advantage of senior discounts. Just ask! You can save up to 20%.
Partial list
• Denny’s and IHOP offer a 55-plus menu with discounted prices

• Kohl’s offers a senior discount
of 15% every Wednesday

• Marriott offers a 15% discount or more to those 62 and older on stays at participating locations

• Best Western gives older Americans 15% off when booking reservations

For a complete list, go to:

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