"Angels In The Sky"

Pilot Paul Kutler, 79, is not your typical retiree.

During his free time, he's an
"Angel Flight" volunteer pilot
flying his own plane with people  to their medical appointments at no cost to the passenger.

"Helping someone in need is rewarding and feels good. Being able to do that while enjoying something I love, doubles the good feeling."

Read The Full Issue

"How I Stay Fit At 55"
--Saili Gosula

Age: 55
BA in Math and Computer Science, MS in Computer Science
Occupation: Business Owner of Active In-Home Therapy

Residence: Redwood Shores, CA

Q: You have been working hard for some time to get back into shape. What motivates you?

I've always been an exerciser. I love it and rarely go a day without exercising. But as I grew older, my body changed in ways I did not like and my regular routine was not enough.

I wanted more time to exercise and
I wanted to exercise harder. I wanted to see results.


Scotland Adventure

"Barging Into The
Great Glen"

--Melody Wren

A cruise on the slow-moving Ros Crana barge offers the best of the Western Highlands of Scotland.

We explored sheltered sea lochs at the western end of the Great Glen where eagles and osprey soared overhead.

Red deer swam across the Caledonian Canal then scrambled up steep hills on the other side. The scenery of the West Highlands was constantly changing with magnificent lochs and impressive mountains.

Caledonian Discovery, who operate Ros Crana and her sister barge, the Fingal of Caledonia, offer trips that introduce passengers to the majestic Caledonian Canal while learning its history, myths, legends and trivia along the 60-mile canal cutting through the spectacular Highlands.


"Take My Money.
Make Me Rich!"

--Evelyn (Evie) Preston,
The Money Lady

Because money is so personal,
it’s wise to seek an Investment Professional—anyone from banker to broker—who communicates well and makes you feel comfortable.

No, not a lunch date or beer buddy but a highly qualified pro who is like-minded, someone with whom you’ll establish a close working relationship.

Q: How do I find someone just
"right" for me?

Research the internet, talk to friends, attend a seminar or take a course. Ask for referrals from your tax preparer, insurance agent, friends and do a background search at BrokerCheck.com.

It’s always smart to interview on your own.

"Discover 100 Ways
To Live To 100"

--Tanner Garrity
Senior Editor, InsideHook

At this point, we’re all familiar with the trope. A local news station visits a retirement home to celebrate Muriel’s 106th birthday.

She’s deaf or blind or both or neither, sitting in a wheelchair in the “good spot” next to the TV set and a reporter asks her her secret.

You’ve lived through both World Wars?! How’d you do it? Then Muriel gets to flash a mischievous grin and tells us she smoked a pack a day for 50 years.

Interacting with centenarians in this way has long made them seem like circus oddities. It trivializes the concept of lifespan and longevity, reducing the science to a throw-your-hands-in-the-hair “Who the hell knows!”

It reinforces the idea that our time on this planet isn’t necessarily unde
r our control. If my dad had a stroke and his dad had a stroke then one’s probably coming for me too, right?

If I make it to 80, or — God forbid — 90, I’ve just beaten the odds. Right? Not exactly.

Since the mid-1990s, in fact, following the infamous Danish twins study, researchers have understood longevity to be “only moderately heritable.” For a while, this spawned estimates that genetics accounted for somewhere between 20 and 30% of one’s longevity.

More recently, scientists have concluded that the true heritability of human longevity at birth is closer to just 7%.

Where does that o
ther 93% come from? Your lifestyle.


Ask Marilyn

"Is A Reverse Mortgage Right For You?"

With over 15 years experience
right here in Silicon Valley, I can
help answer your questions about reverse mortgages.

Q: Will the bank own my home?

The bank does not take ownership of your home; they simply extend a loan to you. You continue to own and live in your home and are responsible for payment of property taxes, required insurance and if applicable, HOA fees.

Q: Do my children/family members lose their inheritance?

No, a borrower may designate an heir of their choosing.The heir(s) will inherit the home after the last surviving borrower passes away and may then choose to keep (by paying off the amount of reverse mortgage balance) or sell the home.

Should they choose to sell, any remaining equity after paying off the loan (minus interest and fees) would be theirs.

Q: What is the lending limit of the HECM reverse mortgage?

As of January 1, 2021, it increased to $822,375. Which means it's very likely you can qualify for more money.

To learn if a reverse mortgage is right for you, call 408.722.0010.

OpenMortgage.com/Marilyn-Brown Ross

Ask Larry
--Larry Hayes, A050 CEO/ Publisher
Is 80 The New 60?"

Silly question. Of course, not!
Whatever your age, accept and be proud of it. I turned 83 this month and proud of it.

Proud to be the publisher of this publication for the past 18 years. Proud providing information to help older adults enjoy longer and healthier lives.

Also, proud to be captaining and playing USTA tennis for the past 40 years. My 80 year old partner and I recently played against two guys--age 31 and 32.

Combined ages, they were 100
younger! Young enough to be our grandkids. Or great grandkids.

Of course, they were stronger, faster and better than us but we give them a good fight, losing the match in a tiebreaker.

After the match, one commented: "Hope I can play as well as you when I get your age."

We lost the match but won their respect and hearts. Made me feel good and proud to be a role model for the younger generation.


Have You Checked Your Cholesterol Lately?

Why is it important to be aware of cholesterol?

Because unmanaged cholesterol can be an indicator of heart disease and the potential for a stroke or heart attack.

High cholesterol has no symptoms so you may not know that your cholesterol is too high unless it’s measured by a doctor through a simple blood test.

For more information, visit the doctors of Physicians Medical Group of San Jose, CA. Call 888.988.8682 or visit pmgmd.com.

Ideal Gift!
"Social Insecurity"
--John Donaghue

“Social Insecurity” is a new, funny book for anyone who plans on getting old someday.

Charming, witty, crazy, offbeat, happy comics by John Donaghue, award-winning art director and creator of Under Cardiac Arrest comics that appear regularly in The Scoop.

Perfect gift for friends and family. Order
Click Here

Expect The Unexpected
--Evelyn (Evie) Preston

All things change! Expect the unexpected. Both share my mantra for seniors–and investors.

Nothing stays static. Rules, laws
and practices long considered to be chiseled in stone may be wiped out in one vote.

Whether positive or negative, change is in the eye of the affected.


Independent Senior Living
Starting $3,000 Monthly

Senior living doesn’t get any better than Chateau-Cupertino in Cupertino, CA.

Enjoy a home-like environment in your own apartment with three fresh served home-style meals daily starting at $3,000 per month.

Schedule A Tour Today!
[email protected]u-Cupertino.com

Ask For A Senior Discount!

Taking advantage of senior citizen discounts may reduce your retirement costs and free up funds for other activities.

Here's a partial list.
• Denny’s and IHOP offer a 55-plus menu with discounted prices

• Amazon Prime offers a discounted membership to those with a Medicaid card

• Kohl’s offers a senior discount of 15% every Wednesday

• Marriott offers a 15% discount or more to those 62 and older on stays at participating locations

• Best Western gives older Americans 15% off when booking reservations

• Amtrak offers 10% off on most rail fares for older Americans

For a complete list, go to:

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About A050

What started out in 2005 as a 12-page printed newsletter has morphed into a monthly digital publication with local and national advertisers. Thanks to our readers and sponsors, A050 digital media produces The Scoop--the #1 boomer and senior publication in the San Francisco Bay reaching over 100,000 readers across multiple platforms including the A050 website and social media.

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